Kansas Medicare Supplement Rate Increases in 2026: A Six-Month Trend
Kansas Medicare Supplement Insights
Kansas Medicare Supplement Rate Increases in 2026: A Six-Month Trend
A month-by-month look at every Medigap rate change filed in Kansas from January through June 2026 — and how it compares to what’s happening nationally.
Updated July 22, 2026 · DBR Insurance
If you have a Medicare Supplement plan in Kansas, you’ve likely seen a rate increase letter at some point this year. We pulled every Kansas rate change filing reported from January through June 2026 to see exactly how much premiums have moved — and the good news is that Kansas has run noticeably milder than most of the country.
Across 17 rate filings from 16 different carriers licensed in Kansas, the average increase was 12.7% for the first half of 2026 — and no single filing in Kansas crossed 16%. That’s a meaningfully calmer picture than states like Arizona or Nebraska, where several carriers filed increases of 30% or more this year.
Kansas Monthly Trend
Here’s how the average Kansas Medigap rate increase moved month to month:
| Month | Carrier filings | Average increase |
|---|---|---|
| January | 3 | 11.5% |
| February | 2 | 11.9% |
| March | 2 | 13.4% |
| April | 4 | 13.2% |
| May | 2 | 12.8% |
| June | 4 | 13.5% |
Unlike the sharp April spike seen nationally, Kansas increases stayed in a tight band all year — never dipping below 11.5% or climbing above 13.5% on average. The trend line has crept upward slightly since January, but there’s been no dramatic jump in any single month.
Plan F, Plan G, and Plan N in Kansas
Breaking it down by the plans most Kansans actually carry:
| Plan | Average increase (Jan–Jun 2026) |
|---|---|
| Plan F | 14.2% |
| Plan G | 14.1% |
| Plan N | 13.3% |
Plan F and Plan G moved almost in lockstep in Kansas this year, both averaging just over 14%, with Plan N running about a point lower. The highest single increase we saw on any Kansas filing all year was 15.4% — from AARP/UnitedHealthcare of America on Plan N in April — which is still well below some of the 30%+ increases carriers filed elsewhere in the country.
Carriers That Filed Kansas Rate Changes This Year
Sixteen carriers filed Kansas Medigap rate changes between January and June 2026, including Aetna, Humana, Medico, AFLAC, United American, Everence, GPM Health and Life, AARP/UnitedHealthcare, LifeShield National, Omaha Insurance Company, Washington National, HealthSpring, Kansas Farm Bureau Health Plans, MedMutual Protect, and Nassau Life. If your carrier isn’t a household name, that’s normal in this market — Medigap pricing varies a lot by company even within the same state.
What This Means If You Have a Kansas Medigap Plan
Even a modest-looking increase compounds every year, and because Medicare Supplement plans are standardized by letter, a Plan G from one Kansas-licensed carrier covers exactly the same benefits as a Plan G from another. That means the only real variable between carriers is price — and price is exactly what shifted in these filings.
As an independent broker based in Overland Park and serving Kansas statewide, we compare plans across multiple carriers at no cost to you, so you can see whether the coverage you already have is priced competitively — or whether the same benefits are available for less somewhere else.
Frequently Asked Questions
Why did my Kansas Medicare Supplement premium go up in 2026?
Medigap carriers file rate changes with the Kansas Insurance Department based on claims experience and rising medical costs. Kansas filings in 2026 averaged around 12.7% for the first half of the year — noticeably milder than several other states, where a handful of carriers filed increases above 30%.
Which carrier had the biggest Kansas rate increase in 2026?
The highest single increase filed in Kansas through June 2026 was 15.4%, from AARP/UnitedHealthcare Insurance Company of America on Plan N, effective April. Most other Kansas filings this year stayed in the 9–15% range.
Can I switch Medigap plans in Kansas if my rate goes up?
Yes — you can apply to switch carriers at any time, though outside your initial enrollment window or a guaranteed-issue situation, the new carrier may ask health questions. Since plan letters are standardized, switching from one carrier’s Plan G to another’s means identical benefits, so the comparison comes down to price.