Old Surety Life Medicare Supplement Plans in Kansas
Old Surety Life Insurance Company is an Oklahoma City-based carrier that's been writing insurance since 1932 — long before Medicare itself existed. It's a smaller name than the national brands on this list, but it fills a specific niche in the Kansas Medigap market: issue-age rated pricing, which prices your premium based on your age when you first enroll rather than raising it automatically every year you get older.
As an independent agency, we're not tied to Old Surety or any single carrier — this page explains where that pricing approach can genuinely work in your favor, and how Old Surety compares to other Medicare Supplement carriers in Kansas.
Old Surety Life at a Glance
- Headquarters: Oklahoma City, Oklahoma
- In business since: 1932
- Pricing method: Issue-age rated — your premium is set by your age at enrollment, not your current age each year
- Plans commonly offered in Kansas: Plan G and Plan F, among a small, focused lineup (confirm current availability with us)
- Product scope: Medicare Supplement only — does not sell Medicare Advantage or Part D plans
Why Kansas Seniors Consider Old Surety Life
Issue-age rating can mean smaller long-term increases. Because your rate is locked in based on the age you enrolled, not the age you currently are, an issue-age policy can behave differently over time than an attained-age policy that automatically climbs each year. This is a real structural difference worth understanding, not just a marketing point.
Guaranteed issue rights at 65. Like other carriers, Old Surety can't turn you down if you enroll during your initial Medigap Open Enrollment Period, and your policy is guaranteed renewable as long as premiums are paid on time.
Long-standing, focused business. Old Surety has been in the insurance business for over 90 years, with Medicare Supplement as a core, longstanding part of that business rather than a recent addition.
Things to Know Before You Enroll
Smaller plan selection. Old Surety offers a narrower lineup than the large national carriers — generally just the most popular plan letters rather than all 10 standardized options.
Less brand recognition. If national name recognition matters to you, Old Surety is a less familiar name than Mutual of Omaha or UnitedHealthcare. That doesn't affect the coverage itself — Medigap benefits are identical for the same plan letter regardless of carrier — but it's worth knowing going in.
Issue-age rating isn't automatically cheaper. The starting premium and long-term trajectory both matter. We'll walk through how Old Surety's issue-age pricing compares to attained-age or community-rated options from other carriers for your specific age.
See How Old Surety Life Compares for You
If you're comparing carriers near Overland Park, Wichita, or anywhere in Kansas, we shop Old Surety Life alongside every other carrier at no cost to you.
Or call 913-395-9898
Old Surety Life FAQs
What does "issue-age rated" mean for Old Surety Life policies?
Issue-age rating means your premium is based on your age when you first bought the policy, not your current age. Your rate doesn't automatically increase just because you get older each year, though the carrier's base rates can still rise over time for everyone on the plan.
Does Old Surety Life offer Medicare Advantage plans?
No. Old Surety focuses exclusively on Medicare Supplement (Medigap) insurance and doesn't sell Medicare Advantage or standalone Part D prescription drug plans.
Is Old Surety Life a good Medicare Supplement company?
It's a smaller, longstanding carrier (in business since 1932) with a focused Medigap lineup and issue-age pricing, which can appeal to certain shoppers even though it's less nationally recognized than the largest carriers. Whether it's the right fit depends on your age and how its rates compare to other Kansas carriers.
Which plan letters does Old Surety Life offer in Kansas?
Old Surety typically offers a small, focused lineup centered on Plan F and Plan G. Call us to confirm current availability and get a rate for your age and ZIP code.
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